The Company’s primary objective in capital management is to maintain healthy capital ratios to support its operations and maximize shareholder value. It actively manages its capital structure and undertakes adjustments as necessary in response to changes in economic conditions and the risk profile of its activities. To optimize its capital structure, the Company may adjust dividend distributions, return capital to shareholders, or issue capital securities.

The Board conducted an annual review of the Company’s capital and debt structure to ensure continued alignment with its strategic objectives and risk appetite, thereby supporting sustainable growth and long-term financial stability. Further details on the Company’s capital management framework are provided in the Company’s Audited Financial Statement (SEC 17‑A) Disclosure.